Subject to Agreement
Your restoration agent will sit down with you and explain each step of the insurance restoration process. The agent will also explain the form that allows us to work for you, the homeowner. This form is called the “Subject to Agreement”. It states that you are not under any obligation unless the insurance company approves everything and they are willing to pay for the repairs. It also states that the only cost to you will be the insurance deductible. Our company requires this approval in writing before we will discuss the claim with an insurance adjuster.